Whether you have a lump sum to invest, want to put money aside to cover future expenditure (such as school fees) or wish to invest to generate the additional income in retirement, we are able to advise and assist in setting up new investments on your behalf.
We can also carry out reviews of existing investments to comment on the suitability of them for your needs and make any recommendations for new investments in line with your requirements.
We will discuss your needs in our initial fact finding meeting at our expense when we will get an understanding of your current financial situation, your investment goals and also your attitude to risk. The key points of that meeting are summarised in a letter to you, along with the indicative costs of us assisting you, so you can decide if you would like to proceed.
Our advisers are able to research and make recommendations on investment plans which would be suitable for your needs, as well as providing an optional ongoing investment service, where we carry out annual reviews of your plan to ensure it remains suitable for your needs and to make any changes as necessary. Full details of the charges for our various services are included in the download from “Our Charges”.
We are also able to assist clients in ensuring they have adequate arrangements to provide replacement income should they be unable to work through sickness, accident, disability or death. We have access to the entire market for researching and recommending suitable products for your needs.
Norfolk & Suffolk are able to undertake a protection planning review to assess the current provision you have within any existing plans or, alternatively, through benefits you may have through your employment, as well as getting an understanding of your capital and income requirements, should you be unable to work through sickness, accident or on death.
The report will include recommendations for a package of protection designed to meet your needs for your consideration and may recommend taking no action, should your existing provision be sufficient for your needs.
We are then able to deal with the implementation of any new plans on your behalf, including liaising with the providers, to get your cover in place as soon as possible.