Why Diversification Works

“Diversification – spreading your money between different kinds of investments (called ‘asset classes’) and different kinds of investment product – helps reduce the risk of your overall investments (referred to as your ‘portfolio’) under-performing or losing money”.– The Money Advice Service. Markets and global news can affect the performance of your investments in both positive…

Do you need Income Protection?

Do you need income protection? “Each year one million people suddenly find themselves unable to work due to serious illness or injury. 10.8 million households, more than 60% of working families, would see their income fall by more than one third if the main earner had to stop work due to ill health, and they…

Why do you need pension advice?

People now have more options and flexibility when it comes to their retirement plans, but making the wrong choice could prove costly. The once rigid pension drawdown rules may have been relaxed but confusion is rife. As a result, there is growing concern that many people are ill informed and won’t appreciate the implications of…

Beccles Cycle for Life 2018

A date for the diary We are pleased to announce Beccles Cycle for Life is back for another year! The event will take place on Sunday May 13th 2018 at 10am; participants will be setting off from Sir John Leman High School. The event is run by the Rotary Club of Beccles, with profits from…

Pension freedoms – don’t lose out!

In the first major study to be conducted since the introduction of the new pension rules in 2015, the Financial Conduct Authority (FCA)1 reviewed the actions taken by pensioners who chose not to receive advice when accessing their pension pots. They flagged up several areas of concern. Common mistakes The FCA found that many people…